Niyo: Global cards for travel 3.29.1

Finnew Solutions Pvt. Ltd. – Freeware – Android iOS
out of 37320 votes

The Niyo card is an international credit and debit card ideal for making international payments without incurring any forex charges. It caters to leisure and business travelers, as well as students studying abroad.
Key Features of Niyo:
1. Zero forex markup on all international transactions
2. Ability to add money in INR and use it in 180 countries
3. Card delivery within 3 days
4. Unique rewards program - Coins
5. Support for UPI payments through Niyo Pay
6. Nearby ATM Locator for global cash withdrawals
7. Currency Converter offering live forex rates
8. Instant Cash feature providing credit up to ₹3 lakh in just 4 minutes
9. Option to track Employees’ Provident Fund (EPF) balance
10. No commission on direct mutual fund investments
11. Systematic Investment Plans (SIPs) starting at just ₹100
12. 24x7 live chat support regardless of time zone
The process to open a Niyo account is quick, requiring less than 5 minutes and documents such as PAN, Aadhaar, and Indian Passport.
Niyo Pay facilitates UPI payments with any Indian bank supporting BHIM UPI, enabling instant transactions via scanning QR codes or using mobile numbers.
Premium Niyo Perks include:
- Zero Forex Markup for savings up to 5% on international transactions
- Coins rewards program for referrals and domestic spends
- Instant Cash feature providing credit up to ₹3 lakh for travel or personal use with a digital and secure process
- Niyo Pay for UPI transactions within the app, irrespective of the UPI service used by the recipient
- ATM Locator to find nearby ATMs for global currency withdrawals
- Currency Converter offering live forex rates for upfront purchase value knowledge
- 24x7 Live Chat Support ensuring assistance during emergencies worldwide
The Niyo Card operates on INR, eliminating the need for a multi-currency account or card. It allows transactions in destination currencies abroad and can be used domestically in India post-travel.
The Niyo Card stands as a comprehensive solution for all forex payments during travels.
Please note that Niyo's digital savings accounts, credit cards, and partnerships are with DCB Bank, Equitas Small Finance Bank, and SBM Bank (India).
Niyo also provides quick and fully digital personal loans with flexible tenures ranging from 90 days to 36 months at competitive interest rates.
The app offers a seamless experience with zero forex markup, serving as an excellent international debit and credit card solution.
*Terms & Conditions apply. For inquiries, contact [email protected].

Overview

Niyo: Global cards for travel is a Freeware software in the category Business developed by Finnew Solutions Pvt. Ltd..

The latest version of Niyo: Global cards for travel is 3.29.1, released on 06/20/2025. It was initially added to our database on 03/09/2024.

Niyo: Global cards for travel runs on the following operating systems: Android/iOS.

Users of Niyo: Global cards for travel gave it a rating of 4 out of 5 stars.

Screenshots (Click to view larger)

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Latest Version
3.29.1

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